
PETRAHOUSE

Buy Your Fist Home: A Basic Step-by-Step Guide for First Time Home Buyers
"Please enjoy my book, “Buy Your First Home: A Basic Step-by-Step Guide for First Time Home Buyers”. Your interested home buyers can get their own copy on amazon. A limited edition hard cover book is also available on Lulu. Lastly, we also have an online course so your buyers can engage, participate, and learn at their own convenience."
- Regina P. Brown, Author

Housing Assistance
If you are currently a homeowner and looking for assistance with your mortgage and utility bills and pay other housing costs, you can find more information regarding the Homeowner Assistance Fund, https://www.ncsha.org/homeowner-assistance-fund/. Currently, states are in the process of designing their HAF programs in anticipation of receiving funding from the Treasury Department...

Black History Month: Honoring the Iconic Shirley Gary
"It's Black History Month and we are celebrating local Gospel Music Icons in the San Deigo Region. Today, we honor the iconic Shirley Gary! Shirley Gary was responsible for instituting the "Marathon Musical" in the San Diego County with over 30 Groups, Choirs, & Soloists on one program."

Dorothy Height
(1912-2010)
Hailed the "godmother of the women's movement Height used her background in education and social work to advance women's rights. She was a leader in the Young Women's Christian Association (YWCA) and the president of the National Council of Negro Women (NCNW) for more than 40 years. She was also among the few women present at the 1963 March on Washington, where Dr. King delivered his famous "I Have A Dream" speech.

San Diego History Center's New Black Heritage Exhibit
"A new exhibit in San Diego is paying tribute to the county's rich Black history. The San Diego History Center's new interactive experience allows people to nominate local heroes from all eras. The new exhibit is called Celebrate San Diego: Black History and Heritage..."
- Newsbreak

LA Urban League Weekly Update: Recognizing Ellen Garrison Clark
This December marks 129 years since the passing of Ellen Garrison Clark, a Black anti-slavery activist, civil rights advocate, and educator. Ms. Ellen Garrison Clark was born free in Concord, Mass., on April 24, 1823, owned by no one. She used her position to travel throughout the South for many years, teaching former slaves to read and write. Ms. Clark protected her citizenry with a passport, which confirmed her status as a free woman.
- LA Urban League

Black Homebuyer Program Moves Tyshawn Cook Into A New Home Buyers
"Tyshawn is the first new homeowner under the Black Homebuyer Program, launched in August 2021 in partnership with Union Bank, LISC San Diego and Urban League of San Diego County. He recently received the keys to his two-bedroom condo in Spring Valley..."
- The San Diego Foundation

Build Back Better Act Makes Historic Investments in Nation’s Housing Infrastructure
"Making Housing More Affordable, Sustainable, and Equitable for the 21st Century"
This bill is estimated to create, preserve or retrofit at least 1,396,200 homes and assist 867,916 households...
- U.S. House Committee on Financial Services

Chase DreaMakerSM Mortgage
3% Down Payment
“Our DreaMaker mortgage has a low down payment option, flexible credit guidelines and income limits. Plus receive $500 after completing an education course…”

Governor Newsom Signs Legislation to Increase Affordable Housing Supply and Strengthen Accountability
Highlights Comprehensive Strategy to Tackle Housing Crisis
"Governor Gavin Newsom signed a suite of bills to boost housing production across California, complementing the Governor’s $22 billion housing affordability and homelessness package and ongoing work by the state to spur more housing production, tackle barriers to construction and hold local governments accountable..."
- Office of Governor Gavin Newsom

Black Homebuyers Program Helps Rowe Family Achieve Dream of Homeownership
"Kevan and Ritha Rowe’s journey to buying their own home was both long and very fast. Shortly after marrying in 2003, the Rowes thought about buying a home, but it was the height of the housing bubble that eventually burst and led to the Great Recession. In the time since, they started a family and pursued their personal finance goals..."
- The San Diego Foundation

Congratulations!
Carlton H. Brown, Sr. of KellerWilliams Realty Victor Valley Market Center
Petrahouse, Inc. congratulates Mr. Carlton H. Brown, Sr. for his closing at 495 W. Forest Oaks, Banning 92220.
Carlton Brown is the Founder, President and CEO of Petrahouse, Inc.
He is a real estate investor and has been licensed as a manufactured home salesperson. Mr. Brown is an active member of NAREB since 2009 and was the President of CAREB in 2019. Currently, he is a current board member of CAREB Region 15.

Biden Administration Extends Student Loan Payment Pause
This month, President Biden extended the student loan repayment pause moratorium and announced a critical "fresh start" for millions of borrowers who were in delinquency or default on their student debt when the pandemic began. Borrowers who had been in delinquency or default as of March 2020 will be reentered to repayment in good standing and will not be subject to the financially devastating effects of default, including having their wages, tax credits, and other benefits seized.

Here's the Story Behind Black History Month — and Why It's Celebrated in February
"Every February, the U.S. honors the contributions and sacrifices of African Americans who have helped shape the nation. Black History Month celebrates the rich cultural heritage, triumphs and adversities that are an indelible part of our country's history..." - Jonathan Franklin, NPR

Single-Family Rentals, Explained
"Single-family rentals are one of the hottest trends in real estate right now. Here’s how to cash in.
"Families who couldn’t afford a downpayment on a home were locked out, as were folks who weren’t ready to commit to a 30-year mortgage. No longer. One of the hottest trends to emerge out of the upheaval of the pandemic has been the rise of the single-family rental market."
- Fundrise Team

Claudette Colvin Has Arrest Records Expunged
"Claudette Colvin was 15 in 1955 when she refused to give up her seat on a bus in Montgomery, Alabama — 9 months before Rosa Parks' act of defiance. Colvin was arrested and charged. Now 82, Colvin filed a petition to have the record of the incident wiped..."
- David Begnaud, Sophie Reardon (CBS News)

HCD Announcement - No Place Like Home Program
The California Department of Housing and Community Development (HCD) released the Notices of Funding Availability (NOFA) for approximately $486 million in Round 4 Competitive Allocation funds and $19 million in the amended Noncompetitive NOFA for the No Place Like Home (NPLH) program on October 29.

10 Tips to Eliminate Holiday Liabilities
"Your tenants are likely hosting friends and family for the holidays. And if they are not attentive to the finer details, a cooking fire can occur or someone may be injured on the icy front steps. Encourage their safety, avoid holiday liability and ensure your property doesn’t get damaged during the jolly season – these 10 areas are key..."
- National Real Estate Insurance Group

World Green Building Trends 2021
Smart Market Report by Dodge Construction Network
Dodge Construction Network is North America's leading provider of commercial construction project data, market forecasting & analytics services and workflow integration solutions for the construction industry.
Visit www.construction.com and www.thebluebook.com.
Click the link below to view the full smart market report.

11-Year Old Black Entrepreneur To Teach Financial Literacy In His Newly Acquired School Bus
"At just 11-years old, Caden Harris from Atlanta, Georgia, has already amassed a wealth of knowledge... Caden has already developed a great insight towards financial literacy. He has created products to help teach kids financial literacy and achieved his goal of purchasing this bus..."
- BLACK ENTERPRISE Editors

COVID 19 Emergency Rental Assistance Program
"The U.S. Department of the Treasury has an Emergency Rental Assistance program. The funds are being distributed by state and local organizations to their communities. Here is the link for rental assistance in San Diego County:
COVID-19 Emergency Rental Assistance Program"

Free Real Estate School: Keller Williams School of Real Estate
The First Steps in a Limitless Career Journey
The Ticket to Career Freedom Doesn't Cost You a Thing
Contact Robert Patterson at robertpatterson@kw.com.

HCD Webnews
January 28, 2022
Checkout today's news on:
- Affordable Housing
- Housing Development
- Housing Markets / Real Estate
- Mortgage / Foreclosure
- Community Development
- Homelessness
- National Housing News
- Fair Housing / Eviction
- Environment / Climate Change / Natural Disaster
CA Dept. of Housing & Community Development

San Diego Home Prices Soar by 23.6% As Inventory Falls Sharply from 2020
"The home shopping season appears to be in full swing, driving up prices as anxious buyers outnumber dwindling sellers, according to a Zillow market report.
"With inventory at record low levels in December, the limited supply is pushing price growth, as monthly home value appreciation accelerated for the first time since July..."
- Newsbreak

HCD Awards $158 Million in Infrastructure Grants to Support New Affordable Homes for Californians
The California Department of Housing and Community Development (HCD) has awarded nearly $158 million from the Infill Infrastructure Grant (IIG) program to communities throughout the state for infrastructure improvements that support the development of affordable and mixed-income housing.

The Benefits of Planning Ahead with a Revocable Living Trust
"Estate planning isn't just for the elderly and rich people. Almost any adult can benefit from a good estate plan to handle their affairs after they pass away. A good estate plan is the best way to ensure that your assets are distributed as you wish, after your passing or incapacitation..."
- Law Offices of Antoinette Middleton

Mira Costa College (Fall Bulletin)
Enjoy. Inspire. Succeed.

5 Things To Know About ADUs
"When it comes to ADUs (accessory dwelling units), there’s a lot for homeowners to learn. Exploring styles, sizes, prices, and everything in between can be overwhelming, especially when considering which option will work best for your lifestyle and your goals. Whether you are looking to create extra space or make additional income on the side, it’s important to start with some research."
